
How we support the e-commerce industry
Our e-commerce resource hub helps online retailers manage cash flow across stock, marketing, and fulfilment costs. Explore funding options and insights to keep your business running smoothly.
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Cash flow challenge: I’m managing stock, marketing, and fulfilment costs while waiting for customer payments to clear
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Perfect for: Online retailers and e-commerce brands that need flexible finance to cover inventory purchases, platform fees, and operational costs without interrupting sales momentum
We compare providers, help you apply, and make sure you get the right deal for your situation.
Useful resources for our e-commerce industry
Merchant Cash Advance
A merchant cash advance gives you funding that flexes with your card sales. Repayments adjust automatically, helping you manage slower trading periods with ease.
Invoice Discounting
Invoice discounting gives you access to fast working capital while keeping control of your customer relationships. It’s a confidential way to boost cash flow without affecting how you manage collections.
Cash Flow Projections
Cash flow projections estimate your future inflows and outflows. They help you plan ahead, avoid shortfalls, and make smarter financial decisions.
We can help you with e-commerce cash flow pressures
Stock and inventory costs
E-commerce businesses often need to buy large quantities of stock upfront, especially before peak sales periods. When demand fluctuates, this can leave valuable cash tied up in unsold inventory. Flexible finance helps smooth seasonal spikes and maintain healthy working capital.
Platform and advertising expenses
Online sellers rely heavily on paid advertising, SEO, and platform fees to stay visible. These recurring costs can quickly reduce cash flow if sales dip. Short-term finance can help fund campaigns that drive traffic and maintain revenue consistency.
Payment delays and refund cycles
Even with strong sales, cash can be delayed through payment gateways, returns, or refund processes. These lags affect your ability to restock or invest in growth. Invoice or revenue based finance can help bridge those gaps by unlocking funds earlier.
Rapid scaling and fulfilment pressures
When business takes off, growth can create just as many cash flow challenges as slow periods. Increased orders mean higher shipping, packaging, and staffing costs. Access to quick funding ensures you can meet demand without overstretching your resources.
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