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Quick business loans
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Cash flow challenge: I need a fast loan to cover urgent business costs.
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Perfect for: SMEs facing one-off cash flow gaps, unexpected bills, or urgent opportunities – including professional service firms, contractors, retail owners, and manufacturers.
Novuna helps you compare trusted lenders, understand the terms, and apply with expert support every step of the way.
Our quick funding options
Pages in this SectionWhat is a quick business loan?
A quick business loan gives your company access to funding within days, sometimes even hours. It’s typically unsecured and designed to help you cover urgent short-term costs like supplier bills, wages, or tax payments.
Quick loans are ideal when you need working capital fast - without the complexity or delays of traditional lending.
How it works with Novuna Business Cash Flow
- Tell us your funding challenge - complete a short form or call
- We compare lenders across the full debt finance market
- You apply - with full support from a cash flow expert
- Access funding fast - often within 24-72 hours
Fast decisions. Flexible options. Funding over £2bn to more than 1,000 SMEs every year.
Is a quick business loan right for you?
You need funds quickly to cover urgent costs
Quick business loans provide fast access to capital, often within 24–48 hours.
You want short-term borrowing without a long-term commitment
Ideal for one-off expenses or bridging small cash flow gaps.
You don’t want to secure the loan against assets
Funding is available without the need for property or equipment as collateral.
If that sounds like your situation, we’ll help you compare lenders and get funded fast.
Novuna can support businesses with a range of quick funding challenges
I want flexible funding to repay as I trade
I’m waiting on invoices and need cash now
I need an overdraft-style facility I can access anytime
I want fast working capital without long-term commitments
How we help
How Novuna helps businesses access funding fast
Tell us what you need
Start with a simple form or call - tell us your business challenge.
We compare your options
We compare multiple providers to get you the best deal.
Choose the right type of funding
Access a range of short-term funding options including loans, advances, and invoice finance.
Apply with expert support
Get help applying - with a real expert on hand throughout.
Get clear, transparent terms
No jargon, no surprises – just honest advice with no hidden fees.
Receive funding fast
Get access to finance quickly so you can focus on your business.
Why take action now
Don’t let a cash flow pinch stop your business
Fast access to finance can protect jobs, projects, and growth
The sooner you act, the better your options
We help you avoid high-cost lending by comparing the right products upfront
Why choose Novuna Business Cash Flow?
Why businesses trust us for fast funding
We're highly rated by our existing customers
"The communication and support has been outstanding. Providing me with all the information I needed regarding new clients coming onto our books. The system they use is so user friendly and the drawdown payments are very efficient in the fast moving world of temporary payroll.'
More reviewsWe're a multi-award winning business cash flow specialist
Innovation in the SME Sector 2024
Alternative SME Lender of the Year
SME Lender of the Year 2023
Best Use of Technology 2023
Best Provider 2023
What quick funding looks like in your sector
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